Homebuyer Assistance

Santa Clara County Empower Homebuyers 
Down Payment Assistance Program

 Join the 1-hour Spanish webinar to learn how the program can help you buy your first home!

In partnership with the City of Morgan Hill, Housing Trust Silicon Valley, and the County, the City of Gilroy is hosting a Spanish online webinar to share information about the County's Empower Homebuyers Down Payment Assistance Program.

Webinar:  Wednesday, May 3, 2023, 5:30 PM – 6:30 PM

Registration:  Spanish Empower Homebuyers SCC 05.3.23 Webinar

As of March 3, 2023, the Empower loan program can now help first-time homebuyers with up to 30% of the purchase price of a single-family home, condo, or townhome in Santa Clara County.  The maximum loan amount is $250,000 and there is no maximum purchase price. With only a 3% down payment required from the buyer, an Empower loan can provide up to 30% of the purchase price, making a 33% down payment on a home possible.  As a 30-year deferred loan, no monthly loan payments are required. 

This program is made for those with low to moderate incomes in the Bay Area.  For example, with a household of four people, if your combined income is $202,200 or less, you may be eligible.  If you want to buy a home just for yourself and make $141,550 or less, you could also qualify.  Homebuyers must live or work in Santa Clara County.

To learn more, visit https://housingtrustsv.org/empower

For questions about the program, please contact Empower Homebuyers at EmpowerHomebuyersSCC@housingtrustsv.org or call: (408) 703-3837 Ext. 301.