- Home
- Business & Development Services
- Economic Development
- Coronavirus Assistance
Coronavirus Assistance for Businesses Affected by the Pandemic
If you are a business owner or employee of a business that has been affected by the Novel Coronavirus (COVID-19), here are some new resources that can help with your next steps.
*For additional public health information, please visit the webpages for the Santa Clara County Public Health Department Santa Clara County Public Health Department and the CDC for up to date reliable information regarding this ongoing situation.
The City of Gilroy, with its partners, has compiled a comprehensive list of local, state and government resources and benefits for businesses and employees affected by the emerging situation. Resources listed below include potentially available funding for working capital for small businesses, workforce resources, and how to help employees affected by Coronavirus.
Read more about COVID-19 Employer-Employee Resources in Spanish and Vietnamese: Recursos Para Empleadores y Empleados, Dành Cho Chủ Doanh Nghiệp
Local Partners
- Gilroy Chamber of Commerce has additional resources listed here with more detail
- Gilroy Economic Development Corporation
- County of Santa Clara
- work2future America's Job Center One-Stop @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
California Rebuilding Fund
-
@(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
CARES Act
- U.S. Senate Committee on Small Business & Entrepreneurship: The Small Business Owner's Guide to the CARES Act
- Committee on Small Business: CARES Act Flow Chart for Small Business, Summary of Senate CARES Act for SBA, Overview of COVID-19 Relief for Small Business Act of 2020 @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Payroll Protection Program
- U.S. Small Business Administration: Program Overview
- U.S. Chamber of Commerce: Small Business Guide and Checklist @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Economic Injury Disaster Loans and Emergency Economic Injury Grants
- COVID-19 Economic Injury Disaster Loan Application
- Committee on Small Business: SBA Economic Injury Disaster Loans FAQ @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Small Business Debt Relief
-
@(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
State Tax Extension
-
@(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Financing for Small Businesses
- The U.S. Small Business Administration has just announced the availability of low-interest federal disaster loans (up to $2 Million) for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
- California IBank has low-interest and state-guaranteed business loans and microloans for small business borrowers who have been impacted by regional disasters and who need term loans or lines of credit for working capital.
- The California Capital Access Program (CalCAP) for Small Business encourages banks and other financial institutions to make loans to small businesses that have difficulty obtaining financing. If you own a small business and need a loan for start-up, expansion or working capital, you may eligible for this program. CalCAP is a loan loss reserve program that may provide up to 100% coverage on losses as a result of certain loan defaults. Loans are available up to $5 million.
- The California Department of Insurance has issued a Notice requesting all insurance companies to provide their policyholders with at least a 60-day grace period to pay their premiums. Consumers should contact their insurance company if they need additional time to pay their premiums.
- Two important deadlines in the rules relating to investments in qualified opportunity zones have been extended. First, the 31-month deadline for spending cash or other financial assets held by a qualified opportunity zone business under a working capital safe harbor plan can be extended by as much as 24 additional months. Second, where an opportunity fund receives capital or proceeds from the sale of qualified property, it has 12 months to reinvest the funds before they will be counted in the fund’s 90% asset test. The fund can get an additional 12 months to reinvest the funds if the fund’s ability to reinvest is delayed by a federally declared disaster. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Grants for Small Businesses
- Businesses can begin applying for FEMA Disaster Assistance while we await a disaster declaration to release these funds.
- Facebook is offering $100M in cash grants and advertisement credits for up to 30,000 eligible small businesses through the Facebook Small Business Grant Program
- James Beard Foundation started a Food and Beverage Industry Relief Fund to provide micro-grants to independent food and beverage small businesses in need.
- JPMorgan pledged $50 million in aid to small businesses and nonprofits.
- Opportunity Fund, which specializes in money lending to small businesses owned by women, immigrants, and people of color, is collaborating with investors and nonprofits to put together a coronavirus relief fund that will provide grants and low-interest rate loans to business owners in need.
- Yelp CEO Jeremy Stoppelman announced the company is providing $25 million in coronavirus relief for independent restaurant and nightlife businesses in the form of waived advertising fees, and free advertising, products, and services.
- Hello Alice is offering $10,000 Business for All Emergency Grants being distributed immediately to small business owners impacted by Coronavirus, as part of their broader mission to ensure Business for All. In addition to funding, grant recipients will receive ongoing support from the Hello Alice community. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Workforce Resources
- The Labor & Workforce Development Agency (LWDA) wants to keep workers, employers, co-workers, and families safe. What employees are entitled to may be confusing. The LWDA is trying to make it easier and spread awareness through a centralized source of information with regards to topics such as: paid sick leave, disability and unemployment insurance, workplace health and safety guidance and employer assistance. Use the guidance on their website to determine what is best for you, your family and your workplace.
- The California Labor Commissioner’s Office has listed basic information with relation to employee leave options, compensation, and salary.
- For information about job protection and employment discrimination, visit the California Department of Fair Employment and Housing website.
- The Employment Development Department (EDD) provides a variety of resources for employers who anticipate a reduction of work hours or potential closure or layoffs as a result of Coronavirus. Employers experiencing hardship as a result of Coronavirus may also request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. For questions, employers may call the EDD Taxpayer Assistance Center at (888) 745-3886.
- To allow businesses to continue working, many providers of telework applications including local companies Cisco and Zoom are offering free or discounted access to their products which can be accessed through Open For Business or an internet search. State and Federal human resources websites and searching for best practices. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Business Consulting
- BusinessOwnerSpace.com is a local collaborative partnership of over 30 public and non-profit business assistance entities that help businesses at every stage of their life cycle from starting, to expanding, hiring, to downsizing. These partners can help you connect to capital, hiring, process improvements, business consultations, training, and layoff services all at no cost to you. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Tourism Industries
- California Travel Association is committed to keeping members informed, providing resources, and advocating for effective strategies to assist in the recovery. Use their website to view research, toolkits, industry developments, best practices, and other resources.
- Visit California 's global agency network, alongside the Sacramento team, is working with industry partners and Gov. Newsom’s senior administration officials to gather and distribute the most accurate and timely information. Updated industry resources will be posted to their website. Talking points are revised and updated by 10 a.m. Pacific Time.
- California Hotel & Lodging Association's webpage will be updated daily at 9:30am and 4pm with the most recent industry updates and COVID-19 information available.
- Relief Funds for Restaurants, Bars, and Food Service Workers Provided by Eater
- Food and Wine has a list of local and nationwide resources that we hope can provide some relief for laid-off restaurant workers.
- USBG National Charity Foundation offers a Bartender Emergency Assistance Program.
- Restaurant Workers' Community Foundation is offering resources for restaurants and workers coping with the COVID-19 emergency.
- One Fair Wage is providing cash assistance for restaurant workers, delivery drivers, or Uber/Lyft drivers who have been affected by COVID-19 and the economic downturn. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
Employees of Affected Businesses
- Sick or Quarantined: If you’re unable to work due to having or being exposed to Coronavirus, you can file a Disability Insurance (DI) claim. DI provides short-term benefit payments to eligible works who have full or partial loss of wages due to non-work-related illnesses.
- Caregiving: If you’re unable to work because you are caring for ill or quarantined family members with Coronavirus, you can file a Paid Family Leave (PFL) claim. PFL provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member.
- Reduced Work Hours: If your employer has reduced your hours or shut down operations due to Coronavirus, you can file an Unemployment Insurance (UI) claim. UI provides partial wage replacement benefit payments to workers who lose their job or have their hours reduced, through no fault of their own.
- Layoff Alternatives: Partial claims for employees whose employers want to keep them when there is a lack of work. A partial Unemployment Insurance claim can be used for any claimant who works less than their normal full-time hours, and whose employers want to keep them @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
- Laid-off employees who had insurance coverage through their employer are eligible to maintain their insurance both through COBRA and through Covered California since the loss of employment is considered a qualifying event. For COBRA, inquire with your employer about benefits or with the Department of Labor – Employee Benefits Security Administration if your employer has gone out of business or stopped offering coverage. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>
- California State Tax Deadline has been extended. Individual filers whose tax returns are due on April 15 now have a 60-day extension to file and pay by June 15.
- The California Restaurant Association Foundation has grants available from their Restaurants Care program for eligible restaurant employees affected by the Coronavirus pandemic.
- The Restaurant Employee Relief Fund was created to help restaurant industry employees experiencing hardship in the wake of the Coronavirus disease (COVID-19) outbreak. Through this Fund, grants will be made to restaurant industry employees who have demonstrated being financially impacted by COVID-19, whether through a decrease in wages or loss of employment. @(Model.BulletStyle == CivicPlus.Entities.Modules.Layout.Enums.BulletStyle.Decimal ? "ol" : "ul")>